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Apple Pay allows users to make payments using their iOS devices. To change the default card in Apple Pay, users can go to the Wallet app and rearrange their cards. Apple Pay works by using Near Field Communication (NFC) technology to securely transmit payment information. A useful tip is to utilize Apple Pay's passcode feature for added security. The Wallet app, beyond payments, can also store tickets, boarding passes, and more, making it a versatile tool in daily life. Learning how to use Apple Pay can enhance convenience and security for iOS users.

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